Your Complete Checklist To Getting A Mortgage Pre-Approved In 24 Hours
At GTA Financing Solutions, we understand that applying for a mortgage and getting pre-approved can be quite a challenge. A pre-approval can be viewed as a stressful or laborious task, but with a little preparation, you can handle your mortgage pre-approval quickly and easily.
As experts in financing and mortgages, we’ve created a handy checklist to help you complete your mortgage pre-approval with as little stress as possible. Follow our checklist to getting a mortgage pre-approved in twenty-four hours so that you can get back to the other important things in life.
1. Provide your income sources.
We need two of the latest pay stubs from your employer, a letter of employment, CRA notice of assessments and tax returns for the past two years.
2. Details for your down payment.
We need bank statements for the past three months showing where your down payment and the closing cost will be coming from.
We need two types of identification cards. One must have a photo like a driver’s license or passport; the other does not require a photo like a credit card or S.I.N. card.
4. Provide an agreement or statement.
If it is a purchase, we need the agreement of purchase and sale agreement. If it is a refinance, we need a copy of your current mortgage statement and property tax statement.
If you have any concerns about a mortgage pre-approval or you’re looking for a mortgage, auto, private financing company in Etobicoke, Ontario, reach out to the experts at GTA Financing Solutions. We offer the best mortgage services and rates to clients across Etobicoke, Mississauga, Brampton, Hamilton, Ajax, North York, Toronto, Pickering, Markham, Vaughan, Milton, Richmond Hill, Oakville, Burlington.